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Consumer Loans

If you need a loan to finance a specific need, St. Paul Federal Credit Union is your answer. Our loan products include: Signature Loans, Share Secured Loans, Recreational Vehicle Loans, Overdraft Line of Credit Loans and more.

St. Paul Federal Credit Union Consumer Loan Advantages

All of our consumer loans offer:

  • Low interest rates
  • No fees
  • Terms available to fit your needs
  • Up to $20,000 Loan Protection Insurance coverage per loan, paid for in full by the Credit Union

While all of our consumer loans offer the advantages listed above, there are a few differences. Choose the loan that best meets your needs.

St. Paul Federal Credit Union Signature Loan

  • Use for any need
  • No collateral Required

St. Paul Federal Credit Union Share Secured Loan

  • No maximum loan amounts

St. Paul Federal Credit Union Recreational Vehicle Loan

  • 100% + tax/insurance financing available
  • NADA Values (see Tool Kit at right)

St. Paul Federal Credit Union Overdraft Line of Credit Loan

  • Linked directly to your checking account
  • Low minimum $25 monthly payment on outstanding balances
  • Funds available when you need them, automatically transferred to your checking account as needed.

 

 


Member of the NCUA Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government.
Equal Housing Lender We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.